{"id":26353,"date":"2020-06-04T18:32:31","date_gmt":"2020-06-04T16:32:31","guid":{"rendered":"https:\/\/www.bau-styl.hu\/epitoanyag\/?p=26353"},"modified":"2022-08-07T08:24:39","modified_gmt":"2022-08-07T06:24:39","slug":"csok-2-020-kisokos","status":"publish","type":"post","link":"https:\/\/www.bau-styl.hu\/epitoanyag\/csok-2-020-kisokos\/","title":{"rendered":"CSOK 2.020 kisokos"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-pl6c4e-e727383524f223401e3dc00bb35fbee9\">\n.flex_column.av-pl6c4e-e727383524f223401e3dc00bb35fbee9{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-pl6c4e-e727383524f223401e3dc00bb35fbee9 av_one_full  avia-builder-el-0  el_before_av_one_full  avia-builder-el-first  first flex_column_div av-zero-column-padding  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_heading-3e682857536f23d5ee960848dbef1809\">\n#top .av-special-heading.av-av_heading-3e682857536f23d5ee960848dbef1809{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-av_heading-3e682857536f23d5ee960848dbef1809 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-av_heading-3e682857536f23d5ee960848dbef1809 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-av_heading-3e682857536f23d5ee960848dbef1809 av-special-heading-h3 blockquote modern-quote  avia-builder-el-1  el_before_av_textblock  avia-builder-el-first '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >CSOK <span style=\"color: #000000;\">2.0<\/span>20 kisokos<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-k8tvsb25-9db6055e8d08bd411eab247661b9d94a '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">Egyre t\u00f6bben \u00e9lnek a lehet\u0151s\u00e9ggel, hogy CSOK-ot ig\u00e9nyeljenek.\u00a0 Sz\u00e1mtalan forr\u00e1sb\u00f3l \u00e9rtes\u00fclhet\u00fcnk a tudnival\u00f3kkal \u00e9s felt\u00e9telekkel kapcsolatban, ez\u00e9rt az al\u00e1bbiakban igyeksz\u00fcnk a teljess\u00e9g ig\u00e9nye n\u00e9lk\u00fcl, de l\u00e9nyegre t\u00f6r\u0151en \u00f6sszefoglalni a legfontosabbakat, k\u00fcl\u00f6n\u00f6s tekintettel a leg\u00fajabb v\u00e1ltoztat\u00e1sokra, melyek 2020-ban l\u00e1ttak napvil\u00e1got.<\/span><\/p>\n<p><b>\u00a0<\/b><\/p>\n<p><b>Mi az a CSOK?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">A CSOK, vagyis a Csal\u00e1di Otthonteremt\u00e9si Kedvezm\u00e9ny olyan \u00e1llami seg\u00edts\u00e9g, amelynek alapfelt\u00e9tele a gyermekv\u00e1llal\u00e1s\u00a0 \u00e9s k\u00fcl\u00f6nb\u00f6z\u0151 lak\u00e1sc\u00e9lok megval\u00f3s\u00edt\u00e1s\u00e1ban seg\u00edt. K\u00e9t r\u00e9szb\u0151l \u00e1ll: vissza nem t\u00e9r\u00edtend\u0151 \u00e1llami t\u00e1mogat\u00e1sb\u00f3l \u00e9s kedvezm\u00e9nyes kamatoz\u00e1s\u00fa jelz\u00e1loghitelb\u0151l (fix 3%-os).<\/span><\/p>\n<p><a href=\"https:\/\/www.bau-styl.hu\/epitoanyag\/wp-content\/uploads\/2020\/06\/Bau-Styl-Kft-2-1.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"size-large wp-image-26332\" src=\"https:\/\/www.bau-styl.hu\/epitoanyag\/wp-content\/uploads\/2020\/06\/Bau-Styl-Kft-2-1-1030x687.jpg\" alt=\"\" width=\"1030\" height=\"687\" srcset=\"https:\/\/www.bau-styl.hu\/epitoanyag\/wp-content\/uploads\/2020\/06\/Bau-Styl-Kft-2-1-1030x687.jpg 1030w, https:\/\/www.bau-styl.hu\/epitoanyag\/wp-content\/uploads\/2020\/06\/Bau-Styl-Kft-2-1-600x400.jpg 600w, https:\/\/www.bau-styl.hu\/epitoanyag\/wp-content\/uploads\/2020\/06\/Bau-Styl-Kft-2-1-300x200.jpg 300w, https:\/\/www.bau-styl.hu\/epitoanyag\/wp-content\/uploads\/2020\/06\/Bau-Styl-Kft-2-1-768x512.jpg 768w, https:\/\/www.bau-styl.hu\/epitoanyag\/wp-content\/uploads\/2020\/06\/Bau-Styl-Kft-2-1-705x470.jpg 705w, https:\/\/www.bau-styl.hu\/epitoanyag\/wp-content\/uploads\/2020\/06\/Bau-Styl-Kft-2-1.jpg 1200w\" sizes=\"auto, (max-width: 1030px) 100vw, 1030px\" \/><\/a><\/p>\n<p><b>Hogyan lehet ig\u00e9nyelni?<\/b><\/p>\n<p><b>Szem\u00e9lyi felt\u00e9telei:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Az ig\u00e9nyl\u00e9s\u00e9hez magyar \u00e1llampolg\u00e1rnak kell lenni vagy EU-s\u00a0 \u00e1llampolg\u00e1rk\u00e9nt magyarorsz\u00e1gi tart\u00f3zkod\u00e1si enged\u00e9llyel kell rendelkeznie. Tov\u00e1bb\u00e1 \u00e9rv\u00e9nyes bev\u00e1ndorl\u00e1si \u00e9s leteleped\u00e9si enged\u00e9ly birtok\u00e1ban ig\u00e9nyelhet\u0151 az \u00e1llami t\u00e1mogat\u00e1st. Az ig\u00e9nyl\u0151nek nem lehet k\u00f6ztartoz\u00e1sa. (Menek\u00fclt st\u00e1tusz\u00faak nem jogosultak r\u00e1.)\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Csal\u00e1di \u00e1llapot\u00e1t tekintve lehet egyed\u00fcl\u00e1ll\u00f3, h\u00e1zas, vagy \u00e9lhet \u00e9lett\u00e1rsi viszonyban.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">1 vagy 2 gyerek eset\u00e9n 180 napos TB-vel kell rendelkezni, 3 vagy t\u00f6bb gyermek eset\u00e9n 2 \u00e9ves TB jogviszonyt kell igazolni szint\u00e9n maximum 30 napos megszak\u00edt\u00e1ssal. K\u00fclf\u00f6ld\u00f6n fizetett TB-t is elfogadnak, ha az ig\u00e9nyl\u0151 magyar \u00e1llampolg\u00e1r.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">\u00c9letkori megk\u00f6t\u00e9s egy esetben van, amikor az ig\u00e9nyl\u0151 el\u0151re v\u00e1llalt gyermekre k\u00edv\u00e1n CSOK-ot felvenni. Ekkor legal\u00e1bb az egyik f\u00e9lnek 40 \u00e9v alattinak kell lenni. A m\u00e1r megl\u00e9v\u0151 gyerek ut\u00e1n beadott k\u00e9relemn\u00e9l nem n\u00e9zik az ig\u00e9nyl\u0151 \u00e9letkor\u00e1t.<\/span><\/li>\n<\/ul>\n<p><b>Gyermekekre vonatkoz\u00f3 felt\u00e9telei:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">M\u00e1r megl\u00e9v\u0151 gyerekek eset\u00e9n h\u00e1zasp\u00e1rok, \u00e9lett\u00e1rsak \u00e9s gyermek\u00fcket egyed\u00fcl nevel\u0151 sz\u00fcl\u0151k is ig\u00e9nyelhetik a t\u00e1mogat\u00e1st an\u00e9lk\u00fcl, hogy \u00e9letkorukat vizsg\u00e1ln\u00e1k.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">J\u00f6vend\u0151beni, tervezett gyerekek eset\u00e9n az ig\u00e9nyl\u0151 sz\u00fcl\u0151knek \u00e9letkori megk\u00f6t\u00e9seknek kell megfelelni\u00fck, a legal\u00e1bb egyik f\u00e9lnek 40 \u00e9v alattinak kell lennie. Az \u00e9letkor azonban csak a CSOK ig\u00e9nyl\u00e9s\u00e9nek pillanat\u00e1ban sz\u00e1m\u00edt.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Mozaikcsal\u00e1dok eset\u00e9n k\u00e9t lehet\u0151s\u00e9g van. Amennyiben a felek h\u00e1zasok, \u00fagy az el\u0151z\u0151 h\u00e1zass\u00e1gokb\u00f3l sz\u00e1rmaz\u00f3 gyerekek sz\u00e1ma \u00f6sszead\u00f3dik, \u00e9s a m\u00e1r megl\u00e9v\u0151 gyermekre vonatkoz\u00f3 felt\u00e9telek l\u00e9pnek \u00e9letbe. Ha azonban a felek \u00e9lett\u00e1rsi kapcsolatban vannak, \u00fagy meg kell vizsg\u00e1lni, hogy k\u00fcl\u00f6n-k\u00fcl\u00f6n a saj\u00e1t gyermekeik ut\u00e1n mekkora \u00f6sszegre jogosultak. Ha k\u00f6z\u00f6s gyermek is van, akkor azt csak az egyik sz\u00fcl\u0151 veheti figyelembe a kalkul\u00e1ci\u00f3 sor\u00e1n.<\/span><\/li>\n<\/ul>\n<p><b>Ingatlanra vonatkoz\u00f3 felt\u00e9telei:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">CSOK-ot lehet ig\u00e9nyelni \u00fagy is, hogy a m\u00e1r megl\u00e9v\u0151 ingatlantulajdont megtartja a k\u00e9rv\u00e9nyez\u0151, illetve b\u00e1rmennyi ingatlannal rendelkezhetnek a CSOK t\u00e1mogat\u00e1s seg\u00edts\u00e9g\u00e9vel v\u00e1s\u00e1rolt ingatlanon k\u00edv\u00fcl.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Haszn\u00e1lt lak\u00e1s v\u00e1s\u00e1rl\u00e1sa eset\u00e9n a v\u00e9tel\u00e1r meghaladhatja a 35.000.000 forintot, a t\u00e1mogat\u00e1s seg\u00edts\u00e9g\u00e9vel v\u00e1s\u00e1rolt lak\u00e1sban\/h\u00e1zban a h\u00e1zas- \u00e9s \u00e9lett\u00e1rsak eset\u00e9ben mindk\u00e9t f\u00e9lnek tulajdonr\u00e9szt kell kapni. A kor\u00e1bban \u00e9rt\u00e9kes\u00edtett ingatlanb\u00f3l befoly\u00f3 \u00f6sszeget nem k\u00f6telez\u0151 beforgatni a t\u00e1mogatott \u00faj ingatlanba.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">A CSOK t\u00e1mogatott ingatlanok maximum 10%-t lehet k\u00e9szp\u00e9nzben kifizetni.\u00a0<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u00a0\u00a0<\/span><\/p>\n<p><b>Mire lehet CSOK-ot ig\u00e9nyelni?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">&#8211; \u00a0 \u00a0 \u00a0 \u00faj lak\u00e1s v\u00e1s\u00e1rl\u00e1sakor:\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">o \u00a0 az ingatlan elad\u00f3ja (ak\u00e1r c\u00e9g, ak\u00e1r mag\u00e1nszem\u00e9ly) \u00e9s a t\u00e1mogat\u00e1s ig\u00e9nyl\u0151je nem lehetnek k\u00f6zeli rokoni vagy \u00e9lett\u00e1rsi viszonyban<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&#8211; \u00a0 \u00a0 \u00a0 \u00faj lak\u00e1s \u00e9p\u00edt\u00e9sekor:\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">o \u00a0 ilyen esetben az a kik\u00f6t\u00e9s, hogy az \u00e9p\u00edt\u00e9st v\u00e9gz\u0151 c\u00e9gben az ig\u00e9nyl\u0151 nem rendelkezhet tulajdonr\u00e9sszel, sem pedig a rokona vagy \u00e9lett\u00e1rsa<\/span><\/p>\n<p><span style=\"font-weight: 400;\">o \u00a0 osztatlan k\u00f6z\u00f6s tulajdon \u00e9p\u00edt\u00e9sekor az ig\u00e9nyl\u0151 szem\u00e9lyeknek kiz\u00e1r\u00f3lagos haszn\u00e1lati joggal kell rendelkezni\u00fck<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&#8211; \u00a0 \u00a0 \u00a0 Haszn\u00e1lt lak\u00e1s v\u00e1s\u00e1rl\u00e1sakor:\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">o\u00a0 az ingatlan v\u00e9tel\u00e1ra magasabb lehet 35.000.000 forintn\u00e1l<\/span><\/p>\n<p><span style=\"font-weight: 400;\">o\u00a0 minimum komfortosnak kell lennie<\/span><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&#8211; \u00a0 \u00a0 \u00a0 B\u0151v\u00edt\u00e9skor:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">o\u00a0 ingatlant oldalir\u00e1nyba vagy tet\u0151t\u00e9r-be\u00e9p\u00edt\u00e9ssel b\u0151v\u00edt\u00fcnk<\/span><\/p>\n<p><span style=\"font-weight: 400;\">o\u00a0 tet\u0151t\u00e9r-be\u00e9p\u00edt\u00e9sre lehet teljes t\u00e1mogat\u00e1st is ig\u00e9nyelni, amennyiben k\u00fcl\u00f6n albet\u00e9tet (helyrajzi sz\u00e1mot) kap<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><b>Mit\u0151l f\u00fcgg a t\u00e1mogat\u00e1s \u00f6sszege?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">A gyermekek sz\u00e1m\u00e1t\u00f3l, az ingatlan alapter\u00fclet\u00e9t\u0151l \u00e9s att\u00f3l, hogy\u00a0 \u00faj vagy haszn\u00e1lt lak\u00e1sra ig\u00e9nyelj\u00fck.<\/span><\/p>\n<ol>\n<li><span style=\"font-weight: 400;\"> t\u00e1bl\u00e1zat CSOK \u00e1llami t\u00e1mogat\u00e1s m\u00e9rt\u00e9ke<\/span><\/li>\n<\/ol>\n<table>\n<tbody>\n<tr>\n<td><span style=\"font-weight: 400;\">\u00a0<\/span><\/td>\n<td colspan=\"2\"><span style=\"font-weight: 400;\">\u00daj<\/span><span style=\"font-weight: 400;\"> lak\u00e1s\/h\u00e1z \u00e9p\u00edt\u00e9se vagy v\u00e1s\u00e1rl\u00e1sa<\/span><\/td>\n<td colspan=\"2\"><span style=\"font-weight: 400;\">Haszn\u00e1lt<\/span><span style=\"font-weight: 400;\"> lak\u00e1s v\u00e1s\u00e1rl\u00e1sa\/b\u0151v\u00edt\u00e9s<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Gyerekek sz\u00e1ma<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u00d6sszeg (Ft)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Min. alapter\u00fclet<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u00d6sszeg (Ft)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Min. alapter\u00fclet<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">1 gyerek<\/span><\/td>\n<td><span style=\"font-weight: 400;\">600.000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">40 m<\/span><span style=\"font-weight: 400;\">2<\/span><span style=\"font-weight: 400;\">\/70 m<\/span><span style=\"font-weight: 400;\">2<\/span><\/td>\n<td><span style=\"font-weight: 400;\">600.000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">40m<\/span><span style=\"font-weight: 400;\">2<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">2 gyerek<\/span><\/td>\n<td><span style=\"font-weight: 400;\">2.600.000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">50 m<\/span><span style=\"font-weight: 400;\">2<\/span><span style=\"font-weight: 400;\">\/80 m<\/span><span style=\"font-weight: 400;\">2<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1.430.000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">50m<\/span><span style=\"font-weight: 400;\">2<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">3 gyerek<\/span><\/td>\n<td><span style=\"font-weight: 400;\">10.000.000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">60 m<\/span><span style=\"font-weight: 400;\">2<\/span><span style=\"font-weight: 400;\">\/90 m<\/span><span style=\"font-weight: 400;\">2<\/span><\/td>\n<td><span style=\"font-weight: 400;\">2.200.000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">60m<\/span><span style=\"font-weight: 400;\">2<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">4 gyerek<\/span><\/td>\n<td><span style=\"font-weight: 400;\">10.000.000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">60 m<\/span><span style=\"font-weight: 400;\">2<\/span><span style=\"font-weight: 400;\">\/90 m<\/span><span style=\"font-weight: 400;\">2<\/span><\/td>\n<td><span style=\"font-weight: 400;\">2.750.000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">70m<\/span><span style=\"font-weight: 400;\">2<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">\u00a0\u00a0<\/span><\/p>\n<ol start=\"2\">\n<li><span style=\"font-weight: 400;\"> t\u00e1bl\u00e1zat CSOK kamatt\u00e1mogatott hitel m\u00e9rt\u00e9ke<\/span><\/li>\n<\/ol>\n<table>\n<tbody>\n<tr>\n<td><span style=\"font-weight: 400;\">\u00a0<\/span><\/td>\n<td colspan=\"2\"><span style=\"font-weight: 400;\">\u00daj<\/span><span style=\"font-weight: 400;\"> lak\u00e1s\/h\u00e1z \u00e9p\u00edt\u00e9se vagy v\u00e1s\u00e1rl\u00e1sa<\/span><\/td>\n<td colspan=\"2\"><span style=\"font-weight: 400;\">Haszn\u00e1lt<\/span><span style=\"font-weight: 400;\"> lak\u00e1s v\u00e1s\u00e1rl\u00e1sa\/b\u0151v\u00edt\u00e9s<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Gyerekek sz\u00e1ma<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u00d6sszeg (Ft)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Min. alapter\u00fclet<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u00d6sszeg (Ft)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Min. alapter\u00fclet<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">1 gyerek<\/span><\/td>\n<td><span style=\"font-weight: 400;\">&#8211;<\/span><\/td>\n<td><span style=\"font-weight: 400;\">&#8211;<\/span><\/td>\n<td><span style=\"font-weight: 400;\">&#8211;<\/span><\/td>\n<td><span style=\"font-weight: 400;\">&#8211;<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">2 gyerek<\/span><\/td>\n<td><span style=\"font-weight: 400;\">10.000.000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">50 m<\/span><span style=\"font-weight: 400;\">2<\/span><span style=\"font-weight: 400;\">\/80m<\/span><span style=\"font-weight: 400;\">2<\/span><\/td>\n<td><span style=\"font-weight: 400;\">10.000.000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">50m<\/span><span style=\"font-weight: 400;\">2<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">3 gyerek<\/span><\/td>\n<td><span style=\"font-weight: 400;\">15.000.000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">60 m<\/span><span style=\"font-weight: 400;\">2<\/span><span style=\"font-weight: 400;\">\/90 m<\/span><span style=\"font-weight: 400;\">2<\/span><\/td>\n<td><span style=\"font-weight: 400;\">15.000.000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">60m<\/span><span style=\"font-weight: 400;\">2<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">4 gyerek<\/span><\/td>\n<td><span style=\"font-weight: 400;\">15.000.000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">60 m<\/span><span style=\"font-weight: 400;\">2<\/span><span style=\"font-weight: 400;\">\/90 m<\/span><span style=\"font-weight: 400;\">2<\/span><\/td>\n<td><span style=\"font-weight: 400;\">15.000.000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">70m<\/span><span style=\"font-weight: 400;\">2<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><b>A legfontosabb 2020-as v\u00e1ltoz\u00e1sok a CSOK-ban<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">A magzatokn\u00e1l a kor\u00e1bbi 24 h\u00e9t helyett m\u00e1r 12 hetes kor\u00e1t\u00f3l ig\u00e9nyelhet\u0151 a CSOK<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Gy\u00e1ms\u00e1g alatt \u00e1ll\u00f3 gyermekre is ig\u00e9nyelhet\u0151 a t\u00e1mogat\u00e1s, ha t\u00f6bb mint 1 \u00e9ve \u00e9l gy\u00e1ms\u00e1g alatt egy h\u00e1ztart\u00e1sban az ig\u00e9nyl\u0151vel<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">25 \u00e9ves gyermekre is felvehet\u0151 a CSOK, akkor is, ha nem tanul nappali tagozaton\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Egyszer\u0171s\u00f6d\u00f6tt a pap\u00edrmunka:\u00a0<\/span>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">2020-t\u00f3l el\u00e9g csup\u00e1n nyilatkozni a gyermek \u00e9s az ig\u00e9nyl\u0151k adatair\u00f3l, nem sz\u00fcks\u00e9ges minden pap\u00edrt bemutatni<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">A bankok ir\u00e1ny\u00e1ba is el\u00e9g nyilatkozatot tenni a b\u00fcntetlen el\u0151\u00e9letr\u0151l, a nemleges tartoz\u00e1sr\u00f3l \u00e9s a h\u00e1zass\u00e1gi viszony fenn\u00e1ll\u00e1s\u00e1r\u00f3l<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Kedvez\u0151bbek lettek a hat\u00e1rid\u0151k:\u00a0<\/span>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">A kor\u00e1bbi 30 nap helyett 90 nap \u00e1ll rendelkez\u00e9sre, hogy hivatalos lakc\u00edm\u00fcknek a c\u00e9lingatlant jel\u00f6lj\u00e9k meg \u00e9s az adminisztr\u00e1ci\u00f3t elint\u00e9zz\u00e9k<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">A kor\u00e1bbi 120 nap helyett 180 napra emelt\u00e9k a CSOK befogad\u00e1si k\u00e9relem \u00e9s a v\u00e1s\u00e1rl\u00e1s k\u00f6z\u00f6tti maximum id\u0151szakot<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">A kor\u00e1bbi 50%-os maximum helyett m\u00e1r az ingatlan teljes b\u0151v\u00edt\u00e9se finansz\u00edrozhat\u00f3 lett CSOK-kal<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">CSOK-ot ig\u00e9nyl\u0151 hal\u00e1la eset\u00e9n az \u00f6r\u00f6k\u00f6s\u00f6knek nem kell visszafizetni a t\u00e1mogat\u00e1st<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">K\u00fclf\u00f6ldi TB-t is elfogadnak, amennyiben nyilatkozik legal\u00e1bb az egyik f\u00e9l, hogy 180 napon bel\u00fcl magyar TB-t k\u00f6t<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><b>Falusi CSOK<\/b><span style=\"font-weight: 400;\">\u00a0<\/span><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Az \u00faj CSOK szab\u00e1lyoz\u00e1s kapcs\u00e1n gyakran elhangzik, hogy bevezet\u00e9sre ker\u00fclt az \u00fagynevezett falusi CSOK, amely a vid\u00e9kfejleszt\u00e9si program r\u00e9szek\u00e9nt az eln\u00e9ptelened\u0151 falvakba k\u00f6lt\u00f6z\u0151knek k\u00edn\u00e1l \u00e1llami t\u00e1mogat\u00e1st. A t\u00e1mogat\u00e1s m\u00e9rt\u00e9ke a kedvez\u0151bb ingatlan\u00e1rak miatt alacsonyabb.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ig\u00e9nyl\u00e9s felt\u00e9tele \u00e9s felhaszn\u00e1l\u00e1sa:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">o\u00a0 olyan 5000 f\u0151 alatti telep\u00fcl\u00e9sen t\u00f6rt\u00e9n\u0151 \u00e9p\u00edtkez\u00e9s, vagy ingatlan v\u00e1s\u00e1rl\u00e1s, amelynek n\u00e9pess\u00e9ge a 2003 janu\u00e1ri adatokhoz k\u00e9pest cs\u00f6kkent<\/span><\/p>\n<p><span style=\"font-weight: 400;\">o \u00a0 a telep\u00fcl\u00e9s jogi st\u00e1tusza ezesetben nem sz\u00e1m\u00edt<\/span><\/p>\n<p><span style=\"font-weight: 400;\">o \u00a0 \u00e9p\u00edt\u00e9sre, v\u00e1s\u00e1rl\u00e1sra, b\u0151v\u00edt\u00e9sre, fejleszt\u00e9sre haszn\u00e1lhat\u00f3<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">ig\u00e9nyl\u0151nek 1 \u00e9ves TB jogviszony kell\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><span style=\"font-weight: 400;\">Gyerekek sz\u00e1ma<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Ig\u00e9nyelhet\u0151 maximum \u00f6sszeg<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">1 gyerek<\/span><\/td>\n<td><span style=\"font-weight: 400;\">600.000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">2 gyerek<\/span><\/td>\n<td><span style=\"font-weight: 400;\">2.600.000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">3 gyerek<\/span><\/td>\n<td><span style=\"font-weight: 400;\">10.000.000<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-iash7h-13ad2ebcf04aa1c2252524815a45b4a3\">\n.flex_column.av-iash7h-13ad2ebcf04aa1c2252524815a45b4a3{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column 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